Borrow with intention.

A clearer way to finance your next move. Compare real rates from vetted lenders — no credit score impact.

No credit score impact From vetted lenders Compare real rates

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KOHO Credit Building Account

KOHO

APR

KOHO is a Canadian fintech offering a spending account with credit-building features and a line of credit option,...

Fig Financial Personal Loan

Fig Financial

APR	8.99%–29.49%

Online personal loans with competitive rates and terms up to 7 years

BMO Personal Loan

BMO

APR	8.99%–22.99%

BMO personal loan starting at $2,000 with flexible terms

RBC Royal Bank Personal Loan

RBC Royal Bank

APR	9.0%–13.0%

RBC personal loan with fixed rates and no prepayment penalties

Meridian Credit Union Personal Loan

Meridian Credit Union

APR	7.49%–12.99%

Meridian is Ontario's largest credit union, offering personal loans with competitive rates and a member-first approach.

LendDirect Personal Loan

LendDirect

APR	19.9%–46.93%

LendDirect offers online personal loans to Canadians in select provinces, specializing in quick approvals for...

TD Bank Personal Loan

TD Bank

APR	8.99%–23.99%

TD personal loan with terms up to 7 years and amounts up to $50,000

CIBC Unsecured Personal Loan Options

CIBC

APR	9.0%–10.0%

CIBC unsecured personal loan up to $200,000 with fixed or variable rates

Coast Capital Savings Personal Loan

Coast Capital Savings

APR	7.99%–14.99%

Coast Capital Savings is one of Canada's largest credit unions, serving BC and beyond with personal loans and a...

Mogo Personal Loan

Mogo

APR	9.9%–46.96%

Mogo offers short-term personal loans up to $35,000 with a fully online application process. Known for quick...

Scotiabank Personal Loan

Scotiabank

APR	6.0%–10.0%

Scotiabank personal loan with competitive rates for good credit borrowers

goPeer Personal Loan

goPeer

APR	8.99%–34.99%

Peer-to-peer lending platform connecting borrowers with individual investors

Tangerine Line of Credit

Tangerine

APR	7.45%–12.45%

Tangerine, Scotiabank's digital-only subsidiary, offers a competitive unsecured line of credit with no annual fee...

Spring Financial Personal Loan

Spring Financial

APR	9.99%–34.95%

Online lender serving all credit levels with same-day funding

Fairstone Personal Loans

Fairstone

APR	29.99%–34.99%

Fairstone is one of Canada's largest non-bank lenders, offering unsecured personal loans from $500 to $60,000 with...

National Bank Personal Loan

National Bank of Canada

APR	7.95%–14.95%

National Bank of Canada offers personal loans with fixed and variable rate options. Competitive rates especially for...

Fora Credit Line of Credit

Fora Credit

APR	19.9%–34.9%

Revolving line of credit for ongoing borrowing needs

Desjardins Personal Loan

Desjardins

APR	6.95%–12.95%

Desjardins, Canada's largest federation of credit unions, offers personal loans with fixed and variable rates and...