Borrow with intention.

A clearer way to finance your next move. Compare real rates from vetted lenders — no credit score impact.

No credit score impact From vetted lenders Compare real rates

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Lending Stream Short-Term Loan

Lending Stream

APR	99.9%–1333.0%

Lending Stream is a direct lender specialising in short-term credit for people who may struggle with traditional...

Hitachi Personal Finance Home Improvement Loan

Novuna (Hitachi)

APR	4.9%–14.9%

Hitachi Capital (now Novuna) specialises in point-of-sale and home improvement finance. Often available through...

Post Office Personal Loan

Post Office

APR	5.6%–19.9%

The Post Office offers personal loans underwritten by Bank of Ireland. Available online with competitive rates for...

Close Brothers Motor Finance

APR	5.9%–24.9%

Established UK motor finance lender providing HP and PCP deals through approved dealer and broker partners.

Funding Circle Business Loans

Funding Circle

APR	6.9%–29.9%

Small business loans from £10,000 to £500,000. Apply online in minutes. Decisions within 24 hours. Trusted by...

Admiral Personal Loan

Admiral

APR	7.9%–45.9%

Admiral offers competitive unsecured personal loans from £1,000 to £40,000 with fixed rates. Representative 12.9%...

Moneybarn Car Finance for Poor Credit

Moneybarn

APR	12.9%–69.9%

Car finance for people with less-than-perfect credit. Specialist lender accepting CCJs, defaults, and low scores....

iwoca Business Loans

iwoca

APR	18.0%–49.9%

Flexible business finance from £1,000 to £500,000. Flexi-Loan lets you draw down and repay as needed. Revenue-based...

Tesco Bank Personal Loans

Tesco Bank

APR	6.0%–19.9%

Personal loans from £1,000 to £25,000 earning Clubcard points. Competitive rates for Tesco customers. Early repayment option.

Zuto Car Finance

Zuto

APR	8.9%–49.9%

UK car finance broker with access to multiple lenders. HP and PCP options from 8.9% APR. AutoTrader preferred...

Lloyds Bank Personal Loan

Lloyds Bank

APR	3.9%–24.9%

Lloyds offers personal loans with no arrangement fees and the ability to make overpayments without penalty. Existing...

Oodle Car Finance

APR	7.9%–29.9%

UK online car finance provider specialising in used car HP agreements with flexible terms and a soft credit check.

HSBC Personal Loan

HSBC

APR	3.9%–21.9%

HSBC offers fixed-rate personal loans from £1,000 to £25,000. Existing HSBC current account holders may benefit from...

CarFinance 247

APR	8.9%–47.0%

Monzo Loan

Monzo

APR	5.1%–30.5%

Digital bank Monzo offers personal loans directly through its app. Quick eligibility check, instant decisions, and...

Black Horse Car Finance

Black Horse

APR	4.9%–19.9%

One of the UK's largest motor finance providers, offering PCP, HP and personal loan products through dealerships nationwide.

Novuna Personal Finance Loans

Novuna Personal Finance

APR	6.7%–36.4%

Personal loans from £1,000 to £25,000 with fixed rates. No early repayment penalties. Straightforward online application.

MotoNovo Finance

APR	5.9%–24.9%

Major UK motor finance lender offering HP and PCP products through a network of over 4,000 dealer partners.

Nationwide Personal Loan

Nationwide

APR	5.5%–19.9%

Building society offering competitive personal loans to members. Known for ethical lending and existing-member perks.

Everyday Loans for Imperfect Credit

Everyday Loans

APR	39.9%–299.8%

Personal loans for people with imperfect credit. Branch-based service with face-to-face meetings. Borrow £1,000 to £15,000.