Borrow with intention.

A clearer way to finance your next move. Compare real rates from vetted lenders — no credit score impact.

No credit score impact From vetted lenders Compare real rates

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Stanbic Affordable Housing Loan

Stanbic Bank

APR	8.99%–12.0%

Fixed-rate affordable housing loan at 8.99% p.a. in partnership with Kenya Mortgage Refinance Company. Loans up to...

DTB Personal Loan

DTB Kenya

APR	14.0%–17.0%

Diamond Trust Bank personal loan with competitive mid-range pricing at ~14.56%. DTB has a strong presence in East...

MOGO Car Loan Kenya

MOGO Kenya

APR	18.0%–36.0%

MOGO car financing in Kenya for vehicles of any age, make or model. Down payment from 20%, loans up to KES 2.5 million.

National Bank of Kenya Personal Loan

National Bank of Kenya

APR	14.0%–18.0%

National Bank of Kenya (KCB Group subsidiary) offers unsecured personal loans for salaried employees. Competitive...

Stanbic Bank Vehicle Loan

Stanbic Bank Kenya

APR	13.0%–18.0%

Ecobank Kenya Personal Loan

Ecobank Kenya

APR	11.0%–15.0%

Personal loan from pan-African bank Ecobank at a competitive ~12.77% average rate. Offers rates as low as 11.06% for...

I&M Bank Car Loan Kenya

I&M Bank

APR	14.0%–18.0%

I&M Bank Kenya offers car loans financing up to 80% of vehicle cost at 14-18% p.a.

Family Bank Personal Loan

Family Bank

APR	15.0%–18.0%

Personal loan from Family Bank, popular among SMEs and middle-income earners. Rate at ~16% which is above average,...

KCB Car Loan

KCB Bank

APR	14.0%–19.0%

Vehicle financing from KCB Bank for new and used cars. Finance up to 90% of the vehicle value with repayment periods...

Standard Chartered Kenya Personal Loan

Standard Chartered Kenya

APR	12.0%–15.0%

Borrow up to KES 10,000,000 unsecured from Standard Chartered Kenya. Repayment period from 6 to 84 months. Includes...

DTB Car Finance

Diamond Trust Bank

APR	13.0%–17.0%

Diamond Trust Bank Kenya provides car financing for passenger and commercial vehicles with competitive terms.

Co-operative Bank Personal Loan

Co-operative Bank

APR	15.0%–18.0%

Personal loan from Kenya's third-largest bank by assets. Strong in the cooperative and SACCO sector. Offers salary...

Watu Gari Car Finance

Watu Gari

APR	20.0%–36.0%

Watu Gari provides flexible car financing solutions in Kenya with up to 80% financing.

KCB M-PESA Loan

KCB M-PESA

APR	88.0%–107.0%

Instant mobile loan through KCB and Safaricom partnership. Rates around 8.80% facility fee for 30 days. Higher...

KWFT Personal Loan for Women Entrepreneurs

KWFT Bank

APR	18.0%–22.0%

Kenya Women Microfinance Bank (KWFT) offers personal and salary loans targeting women entrepreneurs and salaried...

ABSA Bank Kenya Personal Loan

ABSA Bank Kenya

APR	13.0%–16.0%

Borrow up to KES 6,000,000 unsecured from ABSA Kenya. Flexible repayment up to 96 months with salary check-off...

Equity Bank Personal Loan

Equity Bank

APR	14.0%–17.0%

Personal loan from Kenya's bank with the largest customer base. Equity recently reduced its base rate to 8.75%...

Zenka Personal Loan: Quick Mobile Loans

Zenka

APR

Zenka is a mobile loan app in Kenya offering quick loans up to KES 200,000 with instant M-PESA disbursement....

NCBA Bank Personal Loan

NCBA Bank

APR	15.0%–18.0%

Personal loan from NCBA, the bank behind M-Shwari. Offers both traditional branch loans and digital lending. Average...

Stanbic Bank Unsecured Personal Loan

Stanbic Bank Kenya

APR	11.0%–14.0%

Stanbic Bank Kenya offers unsecured personal loans from KES 100,000 with zero security required. Approval within 48...

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Car Financing in Kenya: Top Picks for October 2026

Explore Kenya's best car financing options with rates starting at 13% and terms up to 72 months. Find the right fit for your budget and vehicle needs.

Stanbic vs Standard Chartered: Best Personal Loan for September

Compare Stanbic Bank's 11%-14% APR with Standard Chartered's 12%-15% rates. Discover which loan fits your financial strategy.