FairMoney Personal Loan
FairMoney
| APR | 24%–456% |
|---|
Fast personal loans with automated credit scoring. CBN-licensed microfinance bank.
Borrow with intention.
A clearer way to finance your next move. Compare real rates from vetted lenders — no credit score impact.
No credit score impact
From vetted lenders
Compare real rates
Recently added
Access Bank SME Business Loan
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GTBank Salary Advance Personal Loan
GTBank
| APR | 35.4%–35.4% |
|---|
Personal loans from one of Nigeria's largest commercial banks with competitive rates for salary earners.
First Bank SME Business Loan
First Bank of Nigeria
UBA Personal Loan
UBA
| APR | 28.5%–32.0% |
|---|
Personal loans from United Bank for Africa with pan-African presence and competitive terms.
UBA SME Business Loan
United Bank for Africa
Stanbic IBTC Personal Loan
Stanbic IBTC
| APR | 48.0%–48.0% |
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Personal loans from Stanbic IBTC with flexible repayment options for salary earners.
Lidya Business Loan
Lidya
Branch Personal Loan
Branch
| APR | 36.0%–99.0% |
|---|
No-collateral personal loans with instant approval via the Branch mobile app.
Stanbic IBTC Business Loan
Stanbic IBTC Bank
Renmoney Personal Loan
Renmoney
| APR | 25.44%–31.8% |
|---|
Personal and business loans with longer terms than most fintechs. Both app and web access.
GTBank Business Loan
Guaranty Trust Bank
Kuda Bank Overdraft
Kuda
| APR | 30.0%–108.0% |
|---|
Digital-first bank offering small personal loans through its popular mobile app.
Zenith Bank Business Loan
Zenith Bank
First Bank of Nigeria Personal Loan
First Bank of Nigeria
| APR | 20.0%–28.0% |
|---|
Personal and consumer loans from Nigeria's oldest and largest bank by customer base.
QuickCheck Personal Loan
QuickCheck
| APR | 60.0%–60.0% |
|---|
AI-powered instant loan app with NDPA-compliant data protection and flexible repayment.
Carbon Personal Loan
Carbon
| APR | 54%–195% |
|---|
Instant personal loans up to NGN 1,000,000 with no collateral. Quick disbursal via mobile app.