Access Bank SME Business Loan
Access Bank
A clearer way to finance your next move. Compare real rates from vetted lenders — no credit score impact.
Access Bank
Carbon
| APR | 54%–195% |
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Instant personal loans up to NGN 1,000,000 with no collateral. Quick disbursal via mobile app.
First Bank of Nigeria
FairMoney
| APR | 24%–456% |
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Fast personal loans with automated credit scoring. CBN-licensed microfinance bank.
Lidya
First Bank of Nigeria
| APR | 20.0%–28.0% |
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Personal and consumer loans from Nigeria's oldest and largest bank by customer base.
Stanbic IBTC Bank
GTBank
| APR | 35.4%–35.4% |
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Personal loans from one of Nigeria's largest commercial banks with competitive rates for salary earners.
United Bank for Africa
QuickCheck
| APR | 60.0%–60.0% |
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AI-powered instant loan app with NDPA-compliant data protection and flexible repayment.
Guaranty Trust Bank
Stanbic IBTC
| APR | 48.0%–48.0% |
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Personal loans from Stanbic IBTC with flexible repayment options for salary earners.
Zenith Bank
Renmoney
| APR | 25.44%–31.8% |
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Personal and business loans with longer terms than most fintechs. Both app and web access.
Kuda
| APR | 30.0%–108.0% |
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Digital-first bank offering small personal loans through its popular mobile app.
Branch
| APR | 36.0%–99.0% |
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No-collateral personal loans with instant approval via the Branch mobile app.
UBA
| APR | 28.5%–32.0% |
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Personal loans from United Bank for Africa with pan-African presence and competitive terms.