Borrow with intention.

A clearer way to finance your next move. Compare real rates from vetted lenders — no credit score impact.

No credit score impact From vetted lenders Compare real rates

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Metrobank

APR	25.98%–36.74%

Major Philippine bank with transparent pricing and clear ACR disclosures.

Tonik

Philippines' first digital-only bank offering fast, app-based personal loans.

BPI

APR	25.03%–28.67%

One of the Philippines' largest banks offering personal loans up to ₱3 million with competitive rates.

UnionBank

APR	25.0%–36.0%

UnionBank personal loan with competitive 1.26% monthly add-on rate, up to ₱2 million with no collateral required....

CTBC Bank Philippines

CTBC Bank's personal loan designed for salaried employees with clear eligibility guides.

SB Finance

APR	39.43%–39.43%

Security Bank subsidiary offering personal loans up to ₱3 million with online application.

BDO

APR	25.98%–26.76%

BDO personal loan with published tenor table, loan amount range, and annual effective-rate examples.

RCBC

APR	19.0%–34.0%

RCBC's collateral-free personal loan available 24/7 via Pasado Portal.